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Introduction

Hi, I’m Ravi Singh Rajput, and I’m excited to provide you with the Free HTML Code of Loan EMI Calculator, an easy-to-use, responsive, and customizable solution for your financial planning needs. Whether you’re a developer, a business owner, or an individual looking to manage your loans, this tool offers a seamless experience with instant calculations and insightful visual data. The best part? It’s completely free, and you can effortlessly integrate it into your website.

This Loan EMI Calculator uses simple HTML, CSS, and JavaScript, ensuring a lightweight yet powerful solution that works across all devices and browsers. With a user-friendly interface and features like real-time calculation, amortization schedule, and chart integration, it helps you understand your loan payments better and plan your finances smartly.

Key Features of the Loan EMI Calculator

Simple HTML, CSS, and JavaScript Code
- Easy-to-understand and modify.
- No complex installations or dependencies.
Real-Time EMI Calculation
- Adjust values dynamically with sliders.
- Immediate updates for precise calculations.
Amortization Schedule
- Month-wise breakdown of loan repayment.
Chart Integration
- Visual representation of EMI payments.
Built-in Chatbot for Assistance
- Get instant guidance and support while using the tool.

Benefits of Using This Loan EMI Calculator

Financial Planning: Helps in budgeting and managing loans effectively.
Saves Time: Quick calculations eliminate the need for manual efforts.
Customizable Design: Modify colors, fonts, and layout as per your website theme.
SEO-Friendly: Lightweight code ensures fast loading and better rankings.
Cross-Browser Compatibility: Works flawlessly on all major browsers.
No Coding Skills Required: Simply copy and paste the code to integrate it into your website.
Secure & Reliable: The code is optimized for accuracy and performance.

Why is this tool important?

This tool is important because it simplifies the process of loan planning and management for individuals and businesses alike. Whether you’re applying for a personal loan, a home loan, or a business loan, knowing your EMI (Equated Monthly Installment) in advance helps you make informed financial decisions.

By using this Free HTML Code of Loan EMI Calculator, users can:

Plan their finances effectively, ensuring they don’t overcommit beyond their capacity.
Save time by automating complex calculations, which otherwise require manual effort or reliance on third-party tools.
Gain insights into loan repayment schedules, interest distribution, and total repayment amount.
Improve user experience on their websites, offering visitors a valuable tool that enhances engagement and trust.
Customize and integrate it with ease, thanks to its lightweight and responsive design.

This tool is a must-have for financial advisors, real estate professionals, e-commerce platforms offering credit services, and anyone looking to provide loan-related assistance on their website.

How to Use the Loan EMI Calculator?

Download the free HTML code.
Open the file in any web browser.
Enter loan details such as amount, interest rate, and tenure.
View EMI, total interest, and total repayment amount.
Explore amortization tables and charts for a better understanding.

Download Your Free Loan EMI Calculator Code Now!

And I will give you a single file of HTML, CSS and JS, which you can also copy. And you can use it in your project.

Free HTML Code Of Loan EMI Calculator In Single File

<!DOCTYPE html>
<html lang=”en”>
<head>
<meta charset=”UTF-8″>
<meta name=”viewport” content=”width=device-width, initial-scale=1.0″>
<title>Loan EMI Calculator with Chatbot</title>
<script src=”https://cdn.jsdelivr.net/npm/chart.js”></script>
<style>
body {
font-family: Arial, sans-serif;
margin: 0;
padding: 0;
box-sizing: border-box;
}
.container {
max-width: 800px;
margin: 50px auto;
padding: 20px;
background-color: #f4f4f4;
border-radius: 8px;
box-shadow: 0 0 10px rgba(0, 0, 0, 0.1);
}
h1 {
text-align: center;
color: #333;
}
.form-group {
margin-bottom: 15px;
}
label {
font-size: 14px;
color: #333;
}
input[type=”number”], input[type=”range”] {
width: 100%;
padding: 8px;
margin-top: 5px;
font-size: 14px;
border: 1px solid #ccc;
border-radius: 4px;
}
input[type=”number”]:focus, input[type=”range”]:focus {
border-color: #3498db;
outline: none;
}
.error {
color: red;
font-size: 12px;
}
.result {
background-color: #fff;
padding: 20px;
border-radius: 4px;
margin-top: 20px;
}
.chart-container {
width: 100%;
height: 300px;
margin-top: 20px;
}
table {
width: 100%;
margin-top: 20px;
border-collapse: collapse;
}
table, th, td {
border: 1px solid #ddd;
text-align: center;
}
th, td {
padding: 8px;
}
th {
background-color: #f2f2f2;
}
.slider {
width: 100%;
margin-top: 10px;
}

/* Chatbot Styles */
#chatbot {
position: fixed;
bottom: 20px;
right: 20px;
width: 350px;
height: 450px;
border-radius: 10px;
background-color: #fff;
border: 1px solid #ccc;
box-shadow: 0 0 10px rgba(0, 0, 0, 0.2);
display: none; /* Hidden by default */
z-index: 1000;
}
#chatbotHeader {
background-color: #3498db;
padding: 10px;
color: #fff;
text-align: center;
border-radius: 10px 10px 0 0;
}
#chatbotMessages {
padding: 10px;
height: 300px;
overflow-y: scroll;
border-bottom: 1px solid #ccc;
}
#chatbotInput {
padding: 10px;
width: calc(100% – 20px);
border: none;
border-top: 1px solid #ccc;
outline: none;
font-size: 14px;
}
#chatbotButton {
position: fixed;
bottom: 20px;
right: 20px;
background-color: #3498db;
color: #fff;
padding: 10px;
border-radius: 50%;
cursor: pointer;
z-index: 1001;
}
</style>
</head>
<body>

<div class=”container”>
<h1>Loan EMI Calculator</h1>
<div class=”form-group”>
<label for=”loanAmount”>Loan Amount (₹)</label>
<input type=”number” id=”loanAmount” min=”10000″ max=”10000000″ step=”1000″ placeholder=”Enter loan amount” aria-label=”Loan Amount”>
<input type=”range” id=”loanAmountRange” class=”slider” min=”10000″ max=”10000000″ step=”1000″ value=”10000″ aria-label=”Loan Amount Range”>
<span id=”loanAmountError” class=”error”></span>
</div>

<div class=”form-group”>
<label for=”interestRate”>Interest Rate (%)</label>
<input type=”number” id=”interestRate” min=”5″ max=”20″ step=”0.1″ placeholder=”Enter interest rate” aria-label=”Interest Rate”>
<input type=”range” id=”interestRateRange” class=”slider” min=”5″ max=”20″ step=”0.1″ value=”5″ aria-label=”Interest Rate Range”>
<span id=”interestRateError” class=”error”></span>
</div>

<div class=”form-group”>
<label for=”loanTenure”>Loan Tenure (Years)</label>
<input type=”number” id=”loanTenure” min=”1″ max=”30″ step=”1″ placeholder=”Enter loan tenure” aria-label=”Loan Tenure”>
<input type=”range” id=”loanTenureRange” class=”slider” min=”1″ max=”30″ step=”1″ value=”1″ aria-label=”Loan Tenure Range”>
<span id=”loanTenureError” class=”error”></span>
</div>

<div class=”result”>
<h3>EMI Details</h3>
<p><strong>EMI:</strong> <span id=”emiValue”>₹0.00</span></p>
<p><strong>Total Interest:</strong> <span id=”totalInterest”>₹0.00</span></p>
<p><strong>Total Payment:</strong> <span id=”totalPayment”>₹0.00</span></p>
</div>

<div class=”chart-container”>
<canvas id=”loanChart”></canvas>
</div>

<div id=”amortizationTable”></div>
</div>

<!– Chatbot UI –>
<div id=”chatbot”>
<div id=”chatbotHeader”>Pi Chat</div>
<div id=”chatbotMessages”>
<p><strong>Pi Chat:</strong> Hello! How can I assist you with the EMI Calculator?</p>
</div>
<input type=”text” id=”chatbotInput” placeholder=”Type your message…” />
</div>

<button id=”chatbotButton”>💬</button>

<script>
// Chart.js setup
let ctx = document.getElementById(‘loanChart’).getContext(‘2d’);
let chart = new Chart(ctx, {
type: ‘line’,
data: {
labels: [],
datasets: [{
label: ‘EMI Payments’,
data: [],
fill: false,
borderColor: ‘rgba(52, 152, 219, 1)’,
tension: 0.1
}]
},
options: {
responsive: true,
maintainAspectRatio: false,
scales: {
x: {
title: { text: ‘Month’, display: true }
},
y: {
title: { text: ‘Amount (₹)’, display: true },
beginAtZero: true
}
}
}
});

// EMI Calculation
function calculateEMI() {
let principal = parseFloat(document.getElementById(“loanAmount”).value);
let interestRate = parseFloat(document.getElementById(“interestRate”).value);
let tenure = parseInt(document.getElementById(“loanTenure”).value);

let rateOfInterest = interestRate / 12 / 100;
let months = tenure * 12;

let emi = (principal * rateOfInterest * Math.pow(1 + rateOfInterest, months)) / (Math.pow(1 + rateOfInterest, months) – 1);
let totalPayment = emi * months;
let totalInterest = totalPayment – principal;

// Display Results
document.getElementById(“emiValue”).innerText = `₹${emi.toFixed(2)}`;
document.getElementById(“totalInterest”).innerText = `₹${totalInterest.toFixed(2)}`;
document.getElementById(“totalPayment”).innerText = `₹${totalPayment.toFixed(2)}`;

// Update Chart
chart.data.labels = [];
chart.data.datasets[0].data = [];
for (let i = 1; i <= months; i++) {
chart.data.labels.push(`Month ${i}`);
chart.data.datasets[0].data.push(emi);
}
chart.update();

// Create Amortization Table
let table = “<table><tr><th>Month</th><th>EMI</th><th>Principal</th><th>Interest</th><th>Balance</th></tr>”;
let balance = principal;
for (let i = 1; i <= months; i++) {
let interestPayment = balance * rateOfInterest;
let principalPayment = emi – interestPayment;
balance -= principalPayment;
table += `<tr><td>${i}</td><td>₹${emi.toFixed(2)}</td><td>₹${principalPayment.toFixed(2)}</td><td>₹${interestPayment.toFixed(2)}</td><td>₹${balance.toFixed(2)}</td></tr>`;
}
table += “</table>”;
document.getElementById(“amortizationTable”).innerHTML = table;
}

// Event Listeners for input changes
document.getElementById(“loanAmount”).addEventListener(“input”, calculateEMI);
document.getElementById(“interestRate”).addEventListener(“input”, calculateEMI);
document.getElementById(“loanTenure”).addEventListener(“input”, calculateEMI);
document.getElementById(“loanAmountRange”).addEventListener(“input”, function() {
document.getElementById(“loanAmount”).value = this.value;
calculateEMI();
});
document.getElementById(“interestRateRange”).addEventListener(“input”, function() {
document.getElementById(“interestRate”).value = this.value;
calculateEMI();
});
document.getElementById(“loanTenureRange”).addEventListener(“input”, function() {
document.getElementById(“loanTenure”).value = this.value;
calculateEMI();
});

// Chatbot Toggle
document.getElementById(“chatbotButton”).addEventListener(“click”, function() {
let chatbot = document.getElementById(“chatbot”);
chatbot.style.display = (chatbot.style.display === “none” || chatbot.style.display === “”) ? “block” : “none”;
});

// Chatbot Interaction
document.getElementById(“chatbotInput”).addEventListener(“keypress”, function(event) {
if (event.key === “Enter”) {
let userMessage = this.value.trim();
if (userMessage) {
let chatbotMessages = document.getElementById(“chatbotMessages”);
chatbotMessages.innerHTML += `<p><strong>You:</strong> ${userMessage}</p>`;
let botResponse = “I’m here to help with your EMI calculations!”;
chatbotMessages.innerHTML += `<p><strong>Pi Chat:</strong> ${botResponse}</p>`;
this.value = “”;
chatbotMessages.scrollTop = chatbotMessages.scrollHeight;
}
}
});

// Initial Calculation
calculateEMI();
</script>

</body>
</html>

Simply download these creatives to your computer, and open the code using a suggested tool like Visual Studio Code. That’s it and your tool is ready

Conclusion

The Free HTML Code of Loan EMI Calculator is a powerful and flexible solution to simplify loan calculations. Whether you’re a business owner, a web developer, or an individual, this tool will help you stay on top of your finances. Download it today and take control of your loan planning with ease.